Mortgage Frequently Asked Questions
Q. Where can I apply for a mortgage?
A. Scott Credit Union provides home loan and refinance solutions to residents throughout Metro St. Louis, Metro Chicago, and Illinois. You can apply online or visit any of our local branches.
Q. How do I start the pre-apprival process with Scott Credit Union?
A. You can start your pre-approval online through our secure portal or schedule a consultation with one of our Mortgage Loan Originators to discuss your goals.
Q. What documents will I need for a mortgage application?
A. Typically, you will need proof of income (pay stubs and W-2s), bank statements, and tax returns. Our team provides a full checklist to simplify the process for you.
Q. Do you offer mortgage refinancing for current homeowners?
A. Yes, we offer a variety of refinancing options to help you lower your monthly payment, change your loan term, or tap into your home’s equity.
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