Home Loans Simplified

Our goal at Scott Credit Union is to make the home buying process simple. Our Home Loan Advisors will help you every step of the way in purchasing or refinancing your home.


100% financing option means you could own with no down payment

We're proud to offer a true 100% financing option along with many other loan products to best fit your needs.

Helpful information for the homebuyer

Helpful links for your homebuying or mortgage refinancing.

You have mortgage questions. We have the answers.

There are a lot of questions about financing a home. We have put together some we hear most often. 

What Others Are Saying

"My Husband and I had a new custom home built last year.  I cannot express enough gratitude or give enough praise to our loan team at Scott Credit Union.  The process of course started before the completion of our home and every step of the way, we had personal contact with our Loan Officer and Manager.  We not only got a great rate; in addition they were always there for every need with a quick response and assistance.  Building a home and everything it entails has its moments of stress, it was a relief to have such a wonderful experience with the loan process.   The service we have received did not stop once the loan closed.  It has been approximately 10 months since we closed and the personal service has continued with details regarding managing and payments of loan."

~Susan L.

"I just wanted to reach out to all of you, and say thank you for making my home purchase smooth and pleasant! (at least as pleasant as doing all that paperwork can be.) I really appreciated everyone's patience with my crazy travel schedule at work. I will definitely recommend SCU to anyone looking finance or refinance a home. Again, thank you all!"

~Eric C.

Scott Credit Union Home Office

101 Credit Union Way

Edwardsville, IL 62025

Email: [email protected]

Phone: 618-632-1111