I have been married to my beautiful wife Cindy for 32 years. Together we have two wonderful daughters, Alex and Kerri. My best times usually involve activities with family and friends. I have achieved my bachelor’s degree in management and master’s degree in business. I have been blessed with a career I enjoy tremendously. I have been a mortgage loan originator for 32 years and have helped thousands of folks purchase and refinance their homes in Illinois and Missouri. I like to keep things simple, be honest, listen to concerns, and communicate, communicate, communicate…did I say communicate? Scott Credit Union believes in treating members with the utmost consideration. Every person is very important, not just a number. I am honored when someone allows me to assist and guide them through this very important process that can have such a beneficial, long-term effect on their lives.